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Information for New and Prospective Freshmen

Welcome to UMBC!

UMBC offers both need and merit-based aid for prospective freshmen.  In addition to general merit-based awards, specialized scholars programs offer financial awards with special opportunities for advanced research, unique seminars, directed internships, study abroad and more.  Learn more about our merit scholarships for incoming freshmen.

Below is a step-by-step tool that will guide you through the financial aid process beginning with your application for admission to UMBC and concluding with the payment of your bill.  The links are helpful to both prospective and incoming freshmen. Be sure to visit the rest of our Web site for more information that may meet your specific needs.

Getting Started

  • Apply for admission with the Office of Undergraduate Admissions.
  • View our Financing Your Education brochure for an overview of our financial aid process.
  • Financing Your Education brochure

  • Submit the Free Application for Federal Student Aid (FAFSA) online after January 1, but by February 14 for priority consideration of financial aid.  Include our school code, 002105 and retain your confirmation page for your records.

What's Next?

  • Create your myUMBC account and join UMBC’s online community.
  • In April you will be sent an electronic notification advising you to view your Financial Aid Package on myUMBC.  Please review your 'To Do List' for a list of missing documents.
  • You must submit the Authorization to Release Information form if your parent(s) or any other person will be contacting our office concerning your financial aid.
  • Estimate your out-of-pocket expenses by comparing your financial aid awards to estimated tuition, fees, room and board charges located under the Cost tab.

One More Step...

  • Apply for a loan if a combination of your grants, scholarships and personal contributions are not sufficient to cover your costs.  Submit your loan application by the priority date below to ensure your loan funds will arrive at UMBC in a timely manner.
    • Summer session - May 1, 2009
    • Fall semester - June 30, 2009
    • Spring semester - December 14, 2009
  • Complete Entrance Loan Counseling
  • After Orientation...

    Remember...

    • Continue to check your myUMBC for additional email requests, award revisions, and requested documents.