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Personal Accidental Death and Dismemberment


Underwritten by Minnesota Life, this plan provides benefit amounts of $100,000, $200,000 or $300,000 to employees or designated beneficiaries in the event of accidental death or dismemberment.

Plan covers accidents on the job or at home.

Includes benefits for modification to home or automobile in the event of total disability as the result of an accident.

Accidental disappearance benefit will provide for payment of the benefit amount if disappearance occurs as the result of an accident and recovery of the body does not occur within 365 days.

Exclusions are suicide, enlistment in the military during acts of war, self-inflicted wounds, illnesses, etc.

Limited educational and day care benefits provided in cases of disabling accidents.