UMBC logo

Department of Human Resources

New Employee Resources

UMBC Campus



Health Prescription Dental Mental Health & Substance Abuse Personal AD & D Long Term Care Long Term Disability Flexible Spending Life Insurance Retirement Leave Holidays Tuition Remission EAP Childcare Discounts

Dental Plans

The State offers two dental plans: one dental health maintenance organizations (DHMO) underwritten by United Concordia; and a Preferred Provider Organization (DPPO) plan, underwritten by United Concordia.

The DHMO requires enrollees to utilize participating plan dentists.

The DPPO allows enrollees to utilize non-participating dentists with limited reimbursement benefits.  The enrollee does not select a primary dental office, and has the option of utilizing in-network benefits or out-of-network benefits.