UHS charges Baltimore area usual and customary fee for its services. This includes visit fees, procedures, laboratory services and medications. You may pay these charges with your UMBC campus card or you may have them billed to your account in the Bursar's office. UHS will bill your insurance company if you provide your current insurance card to us at the time of your visit. Any charges not covered by your insurance will be billed to your account in the Bursar's office.
UHS is a participating provider with several insurance companies. Please check with your insurance provider to determine whether or not your insurance carrier covers services provided here. We can provide you with a coded bill to present to your insurance carrier for reimbursement if you would like.
All services provided outside UHS, such as lab tests, x-rays and hospitalization, are provided at the student's expense. Most outside providers will to bill your insurance company directly.
For a full list of fees, please click on current fee schedule.
All UMBC students are strongly encouraged to carry health insurance since unexpected medical expenses could jeopardize your ability to complete your studies here at UMBC. UMBC sponsors a health insurance policy which is available to all UMBC students who are enrolled in 6 or more credit hours.
Our current policy is through Aetna Student Health. An overview of the policy is available.
Be sure to check with your insurance company to find out whether or not they will cover services provided at UHS. We are a participating provider with several insurance companies. Please call our Insurance Specialist at 410-455-1556 to determine whether or not UHS participates with your plan.
In addition to the standard Student Health Insurance Plan, Aetna Student Health also offers a Dental Discount Plan, a Dental Insurance Plan and additional major medical coverage at additional cost through online enrollment. Please read the information carefully to be sure you are purchasing exactly what you want.
All International Students on F1 or J1 visas or other non-employment-related visas are REQUIRED to have a health insurance policy while they are in the U.S. that meets the university's minimum standards. International students will be automatically enrolled in the UMBC-sponsored student health insurance plan (Aetna Student Health) when they enroll at UMBC. The cost of the insurance will be charged to their university tuition account.
To waive this requirement and receive a refund of the insurance charge, the student must complete a waiver application and submit it by the deadline below with proof of an alternative insurance policy that meets the following minimum standards:
Waiver applications must be filed the student's FIRST TERM AT UMBC and again EVERY FALL TERM by the established deadline (Feb. 15 for spring term, June 15 for summer, September 15 for fall term). Waivers submitted after the deadline will not be considered and insurance fees will not be refunded. If no waiver application is filed, or the provided insurance does not meet these requirements, the student will be billed for the UMBC health insurance plan at the beginning of each semester that the student is enrolled at UMBC.