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Financial Aid

Financial aid (loans and/or grants) may be available for eligible UMBC students who are making satisfactory academic progress (SAP).

Students are encouraged to contact their financial aid counselor to discuss winter and fall financial aid eligibility.

Pell Grant Eligibility

Pell Grant recipients who are enrolled for less than 12 credits in fall may be eligible for additional Pell Grant funds based on their combined fall and winter enrollment. Pell Grant recipients enrolled full time for the fall semester will receive their maximum Pell Grant and therefore, will not have additional eligibility based on winter enrollment.

Pell eligible students are encouraged to contact their financial aid counselor to discuss their fall and winter enrollment plans.

Federal Stafford Loan Eligibility

Students who enroll in fall and winter terms for less than 6 credit hours in either term may be eligible to use their combined enrollment for Federal Stafford Loan eligibility if the total combined enrollment is 6 credit hours or more.


Visit financialaid.umbc.edu (under "Special Programs") or call 410-455-2387 for more information.



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